Fanvault vs Fanfix: Which Pays Creators More in 2026?

A creator monetization platform is a service that lets creators charge fans for subscriptions, posts, DMs, and tips, taking a percentage of every transaction. On that math, Fanvault and Fanfix are not close. Fanvault keeps 8%; Fanfix keeps 20%. For a creator grossing $10K/month, that gap is $1,200 every month, or $14,400 a year. Fees are not the whole story, though, so here is the honest comparison.

What does each platform actually charge?

Fanfix charges a 20% platform fee on every transaction, per the Fanfix Creator Terms of Use. That makes it the highest-fee platform in Fanvault's named competitive set, above Fanvue at 15% and Passes at 10% plus $0.30. Fanvault's 8% sits at the bottom of the band. Here is the side-by-side on the dimensions creators actually compare.

What can you actually sell on each platform?

Fanfix's revenue stack is the familiar one: tiered subscriptions priced from $5 to $50/month, pay-per-view posts, tip-to-DM paid messaging, and tips, per Whop. That is it. No storefront, no auction layer, no wishlists.

Fanvault carries the same core stack and then layers on three things Fanfix does not have. A wishlist module fans can buy from directly. An authenticated memorabilia storefront with auctions (proxy bidding, anti-snipe windows) and buy-it-now drops, the same mechanics that power the $30B sports-collectibles market. And a chat-based automation layer, in-app or on Telegram, that handles listings, scheduling, and DM triage on the creator's behalf.

One more structural gap. Fanfix is human-only. If you run an AI persona or virtual creator, Fanfix will not onboard you. Fanvault is AI-native, and its sister platform Content Capital was built to stand up and run AI creators end to end.

How does the fee math play out at $1K, $5K, and $10K per month?

The fee gap compounds fast. Run the same gross numbers through both platforms.

At the top of that range, the annual gap is $14,400. That is a tuition payment, a year of rent in a lot of cities, or the cushion that lets a creator quit their day job.

Why does Fanfix still win for some creators?

Fanfix has scale and a brand-safe reputation that Fanvault, as a 2025 launch, has not had time to accumulate. Fanfix passed $250M in lifetime creator payouts in March 2026, per PRNewswire, with 270+ creators clearing six figures a year. Its SuperOrdinary parent company brings a 140-brand sponsorship rolodex, which matters if your income is half subs and half brand deals.

The SFW positioning is genuinely a feature for sponsor-dependent creators. Fanfix prohibits intercourse, genitals, and fully nude buttocks per the Fanfix General Terms of Service, which makes the platform usable for talent whose brand partners would walk at the first adult-platform headline. Fanvault is 18+ and brand-safe but not SFW-only, so the constraint reads differently.

The trade-off on platform stability: both Fanfix co-founders have left. Harry Gestetner exited in April 2025 after 4.5 years, and Simon Pompan stepped down in March 2026 after five. Dylan Harari is now co-CEO. New leadership is fine. Two founder exits in 11 months is a thing to ask questions about.

How fast do payouts hit your bank?

Fanfix processes earnings every Wednesday and deposits via direct deposit on Friday, per the Fanfix Creator Payouts guide. Creators can pick weekly, bi-weekly, or monthly cadence. Pending balance clears in roughly 5 days domestically and 3-7 days internationally, per Fanfix's payouts infrastructure post.

Fanvault runs payouts through Stripe Connect with creator-configurable cadence. The practical difference for most creators is small. The fee delta is where the real money lives.

Which platform is right for which creator?

Honest mapping. No upsell.

The honest read: if you sell physical goods, run an AI persona, or just want to keep more of every dollar, Fanvault wins on the merits. If your business depends on brand deals that require an SFW guarantee, Fanfix's content rules are doing real work for you.