Fansly is a subscription-based creator monetization platform that launched in November 2020, letting creators sell tiered subscriptions, pay-per-view posts, paid DMs, and tips with a flat 20% platform fee. Fanvault charges 8% on the same revenue mix and adds an authenticated memorabilia storefront plus a chat-based automation layer. For a creator clearing $10K/month, that 12-point fee gap leaves an extra $14,400/year in the creator's pocket instead of the platform's.
⚡ Key Takeaways
- Fansly takes 20%, Fanvault takes 8%. On a $10K/month creator that is $14,400/year staying with the creator instead of the platform.
- Fansly has ~130M users adding 4,000/hour; Fanvault is invite-gated with a 24-country launch footprint, so Fansly wins on raw audience scale today.
- Fansly offers up to 4 subscription tiers ($4.99 to $499.99); Fanvault matches the subs/PPV/DMs/tips stack and adds wishlists plus authenticated memorabilia auctions.
- Fansly pays out every Tuesday and Friday in 1-2 business days after a 7-day pending hold; Fanvault runs Stripe Connect rolling payouts.
- Only Fanvault has a chat and Telegram automation layer plus a built-in storefront for signed and stream-worn memorabilia.
- Fansly tightened its TOS in June 2025 to ban public/outdoor NSFW and non-consensual AI deepfakes, narrowing its old content-rules edge over OnlyFans.
How much does Fansly actually take from creators?
Fansly takes a flat 20% of every subscription, tip, PPV unlock, and paid DM. The creator keeps 80%. That number is identical to OnlyFans and roughly double what newer entrants charge, per Enforcity.
Fanvault takes 8% on the same dollar, so the creator keeps 92%. The math is the comparison.
| Dimension | Fanvault | Fansly |
|---|---|---|
| Platform fee | 8% | 20% |
| Creator share | 92% | 80% |
| Revenue streams | Subs, PPV, paid DMs, tips, wishlists, authenticated memorabilia auctions | Subs (up to 4 tiers, $4.99 to $499.99), PPV, paid DMs, tips |
| Audience scale | 24-country footprint, invite-gated | ~130M users, ~4,000 new users/hour |
| Payout speed | Stripe Connect rolling payouts | 1-2 business days, every Tuesday and Friday |
| Automation | Chat plus Telegram interface runs the storefront | None, fully manual |
| Founded | 2025, AI-native | 2020, scaled in the 2021 OnlyFans scare |
What does the fee gap look like at $1K and $10K per month?
A creator earning $1,000/month nets $800 on Fansly and $920 on Fanvault. That's $120/month or $1,440/year, the cost of a midrange ring light, a year of cloud storage, or three months of Adobe Creative Cloud.
At $10,000/month the gap compounds. Fansly pays out $8,000. Fanvault pays out $9,200. That's $14,400/year in the creator's account instead of the platform's, per fee benchmarks from TechBullion's 2026 platform shakeout report.
The gap doesn't show up on a single transaction. It shows up at the end of the year.
Where does Fansly genuinely beat Fanvault in 2026?
Audience. Fansly has roughly 130 million users and adds about 4,000 every hour, per Marketing Scoop. Traffic is 39.3% US, 7.1% UK, 5.5% Canada. Fanvault is a 2025-launch platform with a 24-country footprint and invite-gated creator onboarding. If a creator's bottleneck is discoverability inside the adult subscription audience, Fansly is the bigger pond today.
Subscription tier flexibility. Fansly supports up to 4 subscription tiers priced from $4.99 to $499.99/month, useful for creators who want to ladder casual fans into VIP buyers, per FollowMint's platform breakdown.
Payout cadence. Fansly processes withdrawals every Tuesday and Friday with a 1-2 business day deposit window after a 7-day pending hold on new subscriber charges, per Ultima Agency. Fanvault uses Stripe Connect rolling payouts. Both clear faster than OnlyFans' 3-5 day cycle, but Fansly's twice-weekly rhythm is what creators who budget weekly have grown used to.
What does Fanvault have that Fansly doesn't?
Two things, both structural.
The first is the conversational automation layer. A Fanvault creator lists items, edits their profile, schedules posts, triages fan DMs, and manages orders through a chat interface (in-app or on Telegram). On Fansly, that work is manual: write the listing, set the schedule, reply to every DM yourself. Solo creators burning out on back-office work are the target market for this difference.
The second is the storefront. Every Fanvault profile contains a marketplace with auctions (proxy bidding, reserve prices, anti-snipe extended windows), buy-it-now drops, and authenticated memorabilia: signed items, stream-worn apparel, tournament gear, one-of-ones. Shippo handles fulfillment with labels, tracking, and guest checkout. Fansly is subscriptions, PPV, DMs, and tips. There is no equivalent.
The memorabilia angle matters more than it looks. The sports memorabilia market clears $30B+/year, and creators with parasocial fanbases (streamers, athletes, fitness personalities) hold physical artifacts their fans treat the way fans treat athlete or musician memorabilia. Fanvault is the only platform in the competitive set monetizing that.
Which platform wins for which creator type?
The honest answer depends on what you sell and where your audience already lives.
| Creator type | Better fit | Why |
|---|---|---|
| Established adult creator with existing OnlyFans audience | Fansly (as secondary) | 130M-user pond is where defectors land; multi-platform creators report ~40% higher total earnings than single-platform peers |
| Streamer or gaming creator selling signed gear and stream-worn merch | Fanvault | Only platform with built-in authenticated memorabilia auctions |
| Athlete or fitness creator with parasocial fanbase | Fanvault | Storefront plus 8% fee plus chat automation; Fansly is content-only at 20% |
| Solo creator burning out on DMs and scheduling | Fanvault | Telegram and chat automation runs the back office; Fansly is fully manual |
| Creator scaling to $10K+/month who lives off fee math | Fanvault | 12-point fee gap is $14,400/year at $10K/month |
| Creator launching cold with no audience | Fansly | Algorithmic For You Page surfaces new creators; Fanvault is invite-gated |
Fansly's 20% is the same 20% that pushed top creators off OnlyFans in the first place. The platform's 2021 origin story was that exodus, per Wikipedia: Fansly received nearly 4,000 new creator applications in a single hour when OnlyFans announced its (later-reversed) NSFW ban in August 2021, crashing the servers. The same migration logic now applies to Fansly. If the fee was the reason to leave OnlyFans, why pay it twice?
For most creators in 2026, the answer is that you don't. You run Fanvault for the math and the storefront, and you run Fansly alongside it if you need the audience. Single-platform exclusivity is the old playbook.
Frequently Asked Questions
Does Fansly really take 20% from creators?
Yes. Fansly's platform fee is a flat
The fee is deducted before payout, not invoiced after, so the 80% number is what actually hits a creator's bank account before payment-processor and tax obligations.
Is Fanvault available everywhere Fansly is?
Not yet. Fansly is live in 190+ countries with traffic concentrated in the US (39.3%), UK (7.1%), Canada (5.5%), Australia (3.8%), and Germany (3.5%), per Marketing Scoop.
Fanvault launched in 2025 with a
Can I use both Fanvault and Fansly?
Yes, and many top earners do. Neither platform requires exclusivity. Multi-platform creators report roughly
The 2026 playbook is to use Fanvault as the primary storefront (lower fee, automation, memorabilia) and Fansly as the secondary discovery channel where the algorithmic For You Page surfaces new creators to its 130M-user audience.
How fast does each platform pay out?
Fansly runs withdrawals every Tuesday and Friday with a 1-2 business day deposit window, after a 7-day pending hold on new subscriber charges, per Ultima Agency. That cadence is faster than OnlyFans (3-5 days per Sirency) but slower than rolling Stripe payouts.
Fanvault uses Stripe Connect with rolling payouts, so funds release on a continuous schedule rather than batching to two days a week.
What does Fansly allow that Fanvault doesn't?
Less than it used to. Fansly tightened its TOS on June 23, 2025 (effective June 28) to ban certain categories of public or outdoor NSFW content and AI-generated content that impersonates real individuals without consent, per Fanspicy. That update narrowed Fansly's historical content-rules edge over OnlyFans.
Fanvault is an 18+ verified platform with brand-safe standards, a two-strike policy, and Sightengine-powered AI moderation. The remaining content-rules gap between the two platforms is narrower in 2026 than it was in 2022, which is why the fee comparison is the more useful battleground for most creators.