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Fanvault vs Whop.
A marketplace for selling access to communities, courses and digital tools.
Rates verified 2026-08-15
The short answer
Whop starts at a 3% fee on its free plan, rising toward 7.5% depending on plan, against Fanvault's flat 8%, so on pure digital access Whop is usually the cheaper cut. What Fanvault adds is everything physical: signed goods, memorabilia and auctions with real fulfillment, none of which Whop handles. If you sell entry to a Discord, a trading group or a software tool, Whop is built for exactly that and we are not.
At a glance
| Feature | Fanvault | Whop |
|---|---|---|
| Platform fee | 8% flat | 3% on Free |
| Monthly cost | None | None |
| Listing fee | None | None |
| Payouts | Stripe Connect, on settlement | Rolling payouts through their own balance system. |
| Physical fulfillment | Prepaid labels and tracking | Not included |
| Auctions | Proxy bidding, anti-snipe | No |
| What they sell | Digital, physical, auctions, subscriptions, tips, wishlist | Community access, Courses, Software and tools, Memberships, Digital files |
What you keep
The same sale, run through both platforms. Fanvault's column is computed from the live platform rate, and Whop's from their published Free rate.
| Feature | Fanvault | Whop |
|---|---|---|
| $25 sale | $23 | $24.25 |
| $100 sale | $92 | $97 |
| $500 sale | $460 | $485 |
| $2,500 sale | $2,300 | $2,425 |
Whop pricing tiers
| Feature | Monthly | Annual | Seller fee |
|---|---|---|---|
| Free | Free | Same | 3% |
| Paid plans | Free | Same | 7.5% |
- Paid plans: Rate varies by plan and product type; check their current pricing page.
Where Whop wins
- The fee. 3% on the free plan is lower than our 8% and lower than almost anything else in this comparison set, and for a pure digital-access business that difference compounds fast.
- Community access as a product. Discord gating, licence management and recurring access controls are their core competency and we have no equivalent.
- Marketplace discovery is real. Whop buyers browse and find products they were not sent to, which is a meaningful source of sales.
- Affiliate infrastructure is built in and widely used across their catalogue.
How to pick
Choose Whop if
- You sell access to a community, a tool or a course and nothing physical
- Discord gating or licence management is central
- You want the lowest percentage available on digital access
Choose Fanvault if
- You sell physical items and need labels, tracking and fulfillment
- You want auctions
- You want subscriptions, digital products, tips and a wishlist behind one bio link
Switching
Little overlap, so this is rarely a switch. Creators who sell both keep digital access on Whop and put physical goods and auctions on Fanvault.
Fanvault vs Whop: common questions
- Is Whop cheaper than Fanvault?
- On digital products, usually yes. Whop's free plan starts at 3% against our flat 8%. We are not going to pretend otherwise: if everything you sell is digital access, Whop takes less. Fanvault earns its rate on the physical side, where Whop has no fulfillment at all.
- Can Whop sell physical products?
- No. Whop is built for digital access: communities, courses, software and files. There is no shipping label generation, no tracking and no auction mechanic.
- Which has better discovery?
- Both run a marketplace, and Whop's is larger and more established for digital products. Fanvault's discovery surface is aimed at collectors browsing creator drops and auctions, which is a different audience rather than a bigger one.
Sources
Whop rates below were read from their own published pages on 2026-08-15. Prices change, so check theirs before deciding.
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Free to start. Keep 92% of every sale.